Ashampoo Money offers powerful tools for managing and analyzing personal finances. The software allows users to track income and expenses, set budgets, and plan savings goals based on individual needs. Recurring expenses such as rent or insurance can also be factored in. With clear categories and intuitive charts, spending patterns become instantly visible, making it easy to identify potential savings. A key feature is the local-only data storage: All financial information is saved securely on local PCs and encrypted with a personal password. This ensures maximum data privacy without any cloud involvement. The user-friendly interface provides in-depth insights, including annual comparisons, budget tracking, and a flexible search function. Data can be imported from Excel or mt940 formats and exported to Excel or CSV files as needed. Ashampoo Money 26 is ideal for users who want to manage their finances independently without bank integration or cloud services. The software focuses on privacy, clarity, and efficiency, making it a reliable tool for personal financial planning and optimization directly on the user's own computer.